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Home & Farm Policies

Protecting your home and farm is our priority. As an owner of Reedsburg Westfield Mutual, we offer coverage that fits your budget to secure your investment. We are here to support our community.

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Agency Policies

Reedsburg Westfield Mutual Agency specializes in auto and recreational policies that compliment your home or farm policy. Rely on our cooperative to be your one-stop-shop for insurance needs.

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We are proud to serve the local community and surrounding areas with home and farm insurance policies. Contact us under any circumstance and let us assist you with all your insurance needs.

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Proudly serving Columbia, Juneau, Monroe, Richland, Sauk and Vernon counties!

Our Vision: To be a financially strong innovative company and leader in providing great value to our customers.

Our Mission: To continue to provide quality insurance services at competitive prices while supporting the local community values in our changing marketplace.

Our Values: Quality Service, Stability, and Integrity


Notice to Reedsburg Westfield Mutual Insurance (RWM) Policy Holders (UPDATED 12/15/2023):

On November 1, 2023, The Wisconsin Office of the Commissioner of Insurance (OCI) filed a petition for Liquidation for Wisconsin Reinsurance Corporation and 1st Auto & Casualty Insurance Company, collectively the WRC Group. The OCI petitioned for liquidation when it became apparent rehabilitation of WRC and 1st Auto was no longer feasible. 

WRC Group, including 1st Auto, was previously a provider of reinsurance for Reedsburg Westfield Mutual Insurance. As of January 1, 2024, WCR will not be able to provide reinsurance or auto insurance to RWM nor any other Wisconsin town mutuals. 

The RWM Board of Directors and management team has been developing a plan that will allow the cooperative to meet the needs of property and casualty insurance for its policyholders. This plan involves two strategic moves: 

1. The approval of Baraboo Mutual Insurance Company (BMI) to merge into RWM. 
2. The approval of RWM to become a Chapter 611 Domestic Mutual which will allow RWM to affiliate with Mt. Morris Insurance Company. 

What does this mean? 

The insurance industry nationwide has seen an increased in catastrophic losses combined with inflation of home repair costs, home prices at near record highs and labor shortage to fix houses. All of these factors have driven up prices thus creating it hard to find reinsurance for local mutual agencies. To combat this, RWM needs to make change. This change involves merging and affiliating with other like-minded mutuals and combine resources to be able to afford reinsurance partners, thus protecting all local policy holders and their assets for years to come. 

What will happen to RWM?

Reedsburg Westfield remains a healthy and stable business. Name, location and employees will remain the same at RWM. With the affiliation of Mt. Morris, all policy holders will be able to benefit from additional insurance options along with the same great service that RWM has offered in the past. A board of directors will continue to oversee the mutual and have a voice for all policy holders.  

What was the voting results ?

Over 100 policy holders attended a special policy holder meeting on December 14, 2023 at 6:30pm at the KC Hall (440 S. Albert Ave. Reedsburg) and voted. 

  1. A “Yes” vote was unanimous from Baraboo Mutual Cooperative policy holders to merge into Reedsburg Westfield.
  2. A “Yes” vote was unanimous from Reedsburg Westfield policy holders to affiliate with Mt. Morris.

What happens now?

Reedsburg Westfield will be mailing out an important letter to all current Baraboo Mutual and Reedsburg Westfield policy holders with detailed information. All current policy holders of both organizations will have insurance coverage for all current policies. Moving forward, each policy will be reviewed by the agent and policy holder at the time of each specific renewal date to make sure the policy meets insurance requirements and the policy holders needs.

Reedsburg Westfield is very excited about this merger and affiliation that will ultimately give policy holders more insurance options while maintaining the local, trusted customer service that you’ve come to know with our town mutual.

Please feel free to contact our office at 608-524-3405, if you have any further questions.

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